Accept it many of you are now spending on bills to pay for what you have wanted for years and now you can finally afford it. The last thing you will thing about is an investment for your retirement. It is your choice whether to have fun with spending money now but suffer when you get older or inverse! Take some advice from those with a little more experience: Start investing early in your career. Start from day one and you will never miss that money you’re setting aside.

The very basic option trading strategy

Before you start your journey to investing it’s important to make an action plan so that you know what you’re wealth building strategy is and how you plan to execute it.

It’s very important for you to check your current financial status by writing down all your assets, income, and debt. 

Setting your goals for where you desire to be in the next 5, 10, or plus years will help you to build a solid foundation for smart investing. 

One of the most important things you can do for your future is to pay down consumer debt. 

Risk vs Reward...

Now that you have that knowledge, you can start creating a wealth building strategy.

Determine how much you need to invest in each area each month to reach your short-term and long-term goals. 

Monitor your investments periodically...

You've takened a big step - now take a victory lap!

One of the things you need to do when you decide to invest is to choose a broker.

If you are working with limited funds, your best bet is to go for the do-it-yourself model.

Here are some questions to ask as you do your research to find the right broker for you.

Most problems with investing can be completely avoided if you do your due diligence!

Money is often a very emotional part of our lives. 

With the exception of day traders, for most people investing is a long-term plan. 

This goes back to the idea that investing is a long-term plan!

Very well-trained financial planners and investors often make bad decisions when they try to time!

As a beginner investor it’s important to know what mistakes people made before you.

There are a lot of myths when it comes to investing that you’ll need to overcome so that you can succeed.

#1 You Will Never Beat the Market

Making good financial choices and investment decisions requires a lot of research, education and help.

When you get involved with investing, it's important to understand some basic information about how to read and understand financial statements!

Your investment portfolio is a collection of different investments for which you’ve betted in order to earn income.

The way you decide upon asset allocation is based on how tolerant you are of risk. 

Depending upon your risk level and the amount of money you have to invest, you’ll choose a certain percentage of stocks, bonds and cash. 

If you’re a smart investor, once you choose a portfolio you’ll leave it and let it ride...

At some point you may need to re-balance your portfolio...

The process of investing is a great way for you to earn potential income. Hardly any people have the knowledge to be able to suceed, however, so many people rely upon brokerages to manage their portfolio for them. There are, however, some common investing mistakes that people make that can result in huge losses and missed opportunities. Here are a list of the absolute worst mistakes to avoid when investing in the stock market.

Don't throw your money down the drain! Do a checklist of the 7 Things you really must know before start investing...

There’s no doubt that stocks can stay oversold or over purchased for much longer than one might think. But there are always clues that the time to go against the crowd is about to arrive. And there is no doubt that a contrarian investing strategy will be very rewarding. In fact here are three common contrarian investing strategies.

An investor buys a share of stock by resorting to various approaches that validate his investment by reaping rich profits. Before investing, however, it is necessary for a value investor to study the financials of a business, so that the stock he buys at the company’s intrinsic value promises a greater return at its liquidation value (the value of a company if all its assets were sold). A typical investor would buy growth stocks that have an upward trend, and seem likely to k...

The stock market is an untamed animal, a wild beast. Sometimes, it is a raging bull that lifts and throws all stocks upwards into the sky. Sometimes it is a marauding bear that beats all stocks into the ground with brute force. And if you are entering the stock market, you have to ride this beast. It can be a rough ride or it can be smooth one depending on how you handle yourself. But, hey, you can take your precautions and plan your investments well if you keep these five fa...

Is your list of things you wish you could do, but can’t afford to do, growing longer? Many people understand the value of investing, and the importance of investing in order to secure their futures, but they don’t have much available money that can be used for investing. These people might believe that they are not able to start investing and instead, continue to struggle with the daily living expenses and no plan for their financial future.

Humans are all emotional being. We do not always make decisions rationally. Emotion is part of us as investors. Investors might feel better towards stocks at certain point or they might feel that owning stocks are risky and avoid it at all cost.

Get his tips about how to avoid the dumbest investment mistakes.

In order to effectively invest your money into stocks of any kind, you must know all of your stock options so that you can efficiently earn money. Because stocks are simply small shares of a company, the more stocks you purchase to more you own of a certain company. For example, if you purchase 100,000 stocks in AutoZone, an automotive store, you would have more say in what takes place in the company that someone who only purchases 1,000 shares of AutoZones stock. There are t...

Operating expenses, operating income And operating margin are terms have to do with the overall health of a company’s operations and the ability for it to continue as an ongoing firm. These figures are best studied over a period of time against competing firms within the market sector of the particular firm.

Operating expenses are part of the overhead costs attached to selling products on the market. They are not necessarily directly connected to the cost of the specific product being sold but must be included when...

Corrections (of all types) will vary in depth and duration, and both characteristics are clearly visible only in institutional grade rear view mirrors. The short and deep ones are the most lovable.

To most investors, the DJIA provides all of the information they think they need, and they worship it mindlessly, thinking that this time tattered average has mystical predictive and analytic powers far beyond the scope of any other market numbers. It's Wall Street's rendition of "The Emperor's New Clothes".

You have no doubt heard many "experts" say that sex sells. Well, I don't know whether or not that is true but I do know that fear sells. That is one of the reasons there is so much written about the risks of the stock market.

But, is it true? Is the stock market really such a scary place or is that all a marketing ploy to get us to hire a certain firm, watch a certain news show or buy a certain book so we don't make any mistakes with our money?